Kroger Trip 7/24

Friday, July 30th, 2010 at 10:54 pm

I made it to Kroger during the last day of their past Mega Event. I did very well! I also did two transactions because I was to get a couple catalinas from my first transaction to use on my 2nd!
I am going to list the totals from my receipt now so I can get my Weekly totals figured and come back to list the detailed item list later this evening.

Totals from Transaction #1
Total Before Sales and Coupons $105.59
Total After all Sales and Coupons $42.99
Plus received 2 Coupons for off my next order ( a $5, and $3)

Totals from Transaction #2
Total before sales and coupons was $68.49
Total after all Sales and Coupons was $18.23

Total OOP Spent this trip $61.23

Total Saved this trip $112.85!
You can link up your savings for the week HERE

Some other things to mention this week:
I know many of you are stay at home moms. So I wanted to let you guys know ChaCha is Hiring! I have worked for them for 2 years! If you like surveys, you will love this. You answer customer texted questions from your computer at home. Plus it pays instantly and you work as often as you want! Not everyone can be hired though. You do have to pass a test! More info HERE

$0.50/1 House Autry Breaders Printable HERE (Makes them $0.24 at Bi-Lo!!)
Old Navy $2 Cami Sale through 7/31 only!
$1/1 Power of Fruit All Fruit Bars HERE (Makes them $0.69 at Publix!)
Choose your color and Get your One Touch Diabetes Meter at No Cost HERE
Healthy Freebies! Sign up to get all the samples HERE!
Clean & Clear New Morning Burst Surge Cleaner Deal At Target HERE
$0.35/1 Hershey’s MilkShakes Printable HERE (Makes them $0.30 at Bi-Lo!)
Make a FREE animated cartoon video starring your child! HERE

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Bi-Lo Trip 7/29

Friday, July 30th, 2010 at 10:29 pm

Comments (1)

There were a few things to grab at Bi-Lo for me this week. This is what I got!

2 Country Crock SpreadReg $1.99 Sale $0.99
Used two $0.40/1 printable
Got both for $0.38!

2 Kellogg’s Frosted Flakes Reg $3.95 Sale $1.97
Used two $0.70/1 blinkies
$2.54 for both!

2 Hormel Refrigerated Entrees Reg $6.99 Sale $3.99
Used two $1/1 from SS 6/6 insert
Both for $5.98!

1 Butterball sandwich meat pack Reg $3.29 Sale $1.64
Used $0.75/1 SS 6/27 insert
$0.89 after coupon!

Total before sales and coupons was $29.15
Total after sales and coupons was only $9.79!

Linkup your deals for the week HERE!

Some other things to mention this week:
I know many of you are stay at home moms. So I wanted to let you guys know ChaCha is Hiring! I have worked for them for 2 years! If you like surveys, you will love this. You answer customer texted questions from your computer at home. Plus it pays instantly and you work as often as you want! Not everyone can be hired though. You do have to pass a test! More info HERE

$0.50/1 House Autry Breaders Printable HERE (Makes them $0.24 at Bi-Lo!!)
Old Navy $2 Cami Sale through 7/31 only!
$1/1 Power of Fruit All Fruit Bars HERE (Makes them $0.69 at Publix!)
Choose your color and Get your One Touch Diabetes Meter at No Cost HERE
Healthy Freebies! Sign up to get all the samples HERE!
Clean & Clear New Morning Burst Surge Cleaner Deal At Target HERE
$0.35/1 Hershey’s MilkShakes Printable HERE (Makes them $0.30 at Bi-Lo!)

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Week-ending Finale with Link up 7/30

Friday, July 30th, 2010 at 10:20 pm

Comments (2)

I’m gathering all my receipts and will have the grand totals here shortly. However you can link your deals below! I did make a trip to Publix and Kroger and Bi-lo. You can see my post on Publix HERE. Bi-Lo trip HERE. Kroger Trip HERE! I have had a really good savings week with Kroger’s Mega Sale and the great sale at Publix.

Total at all 3 stores before sales and coupons $239.90!
Total at all stores after sales and coupons used was: $80.21!
I saved $159.69 this week!

Some other things to mention this week:
I know many of you are stay at home moms. So I wanted to let you guys know ChaCha is Hiring! I have worked for them for 2 years! If you like surveys, you will love this. You answer customer texted questions from your computer at home. Plus it pays instantly and you work as often as you want! Not everyone can be hired though. You do have to pass a test! More info HERE

$0.50/1 House Autry Breaders Printable HERE (Makes them $0.24 at Bi-Lo!!)
Old Navy $2 Cami Sale through 7/31 only!
$1/1 Power of Fruit All Fruit Bars HERE (Makes them $0.69 at Publix!)
Choose your color and Get your One Touch Diabetes Meter at No Cost HERE
Healthy Freebies! Sign up to get all the samples HERE!
Clean & Clear New Morning Burst Surge Cleaner Deal At Target HERE
$0.35/1 Hershey’s MilkShakes Printable HERE (Makes them $0.30 at Bi-Lo!)
Make a FREE animated cartoon video starring your child! HERE

How did you do this week? Leave a link to your savings post or comment below!

HAVE A BABY? EXPECTING?
Members receive Nutrition information and expert tips and advice,
Up to $250 in free gifts, 1 week supply of Enfamil, and $60 saving on formula.

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Publix Trip 7/28

Friday, July 30th, 2010 at 10:09 pm

Comments (4)

Publix had a lot of great deals this week! So many were under a dollar! Checkout the best deals for the week here. This is what I got a Publix this week:

4 Betty Crocker Supreme Brownie Mixes Reg $2.59 Sale $1.29
Used two $0.75/2 printables
$3.68 for Four Boxes!

2 Power of Fruit All-Fruit Bars Reg $3.39 Sale $1.69
Used two $1/1 printables
Two boxes for $1.38!

4 Softsoap Hand soap Reg $1.59 Sale $1.00
Used four $0.50/1 printables
Makes them all FREE!

4 Starbucks Ice Cream 16oz pints Reg $3.79 Sale $1.89
Used four $1/1 printables
All Four for $3.56

2 Hunt’s Ketchup 24oz, Reg $1.59 Sale $0.79
Used $1/2 coupon from August All You Magazine
$0.58 for both!

Total before all sales and coupons was $36.67
Total After all sales and coupons was $9.20!

You can link up your savings post for the week HERE

Some other things to mention this week:
I know many of you are stay at home moms. So I wanted to let you guys know ChaCha is Hiring! I have worked for them for 2 years! If you like surveys, you will love this. You answer customer texted questions from your computer at home. Plus it pays instantly and you work as often as you want! Not everyone can be hired though. You do have to pass a test! More info HERE

$0.50/1 House Autry Breaders Printable HERE (Makes them $0.24 at Bi-Lo!!)
Old Navy $2 Cami Sale through 7/31 only!
$1/1 Power of Fruit All Fruit Bars HERE (Makes them $0.69 at Publix!)
Choose your color and Get your One Touch Diabetes Meter at No Cost HERE
Healthy Freebies! Sign up to get all the samples HERE!
Clean & Clear New Morning Burst Surge Cleaner Deal At Target HERE
$0.35/1 Hershey’s MilkShakes Printable HERE (Makes them $0.30 at Bi-Lo!)

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Clean and Clear Morning Burst Surge Deal at Target

Friday, July 30th, 2010 at 4:53 am

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If you have wanted to try the new Clean & Clear Morning Burst Surge Power Cleanser, then now may be a good time to get it. Target has them for $14.99. You can print a $5/1 manufacturer coupon here AND a $3/1 Target Store Coupon here. Use both coupons and get it for only $6.99.

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$0.55/2 Printable for Yoplait Whips Yogurt! Can make it free at some stores!

Thursday, July 29th, 2010 at 10:15 pm

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I logged into my General Mills Pssst account this morning to find There is a great printable right now for $0.55/2 Yoplait Whips Yogurt. This will make for a great deal, especially if you have a store that doubles that amount of coupon! Make sure to print this now because it won’t be available long! This is a bricks coupon so you can print it twice!

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What is ChaCha?

Thursday, July 29th, 2010 at 4:04 am

Comments (8)

Since I have mentioned that ChaCha is hiring guides, I have gotten many emails and messages asking what ChaCha is, Is it legit and things of that nature. I have responded to many of these questions but I think it would be easier to just write an informational post about it. Hopefully this will give you all some great info on if ChaCha is something that you would like to do. Please feel free to ask if there is still more you want to know that I haven’t covered!

First off, ChaCha is legit! I have been able to buy a new laptop, paid off a couple bills, helped buy Christmas and other odds and ends with my ChaCha earnings! From August 2008 to December 2008 I earned $3,006 with ChaCha. I made another $1200 before starting my blog, which takes up most of my free time, A year ago. I didn’t put in a whole lot of time with it either. Just when I felt like doing it. Now I do ChaCha when I have to, or if I just want something Right now, I am trying to ChaCha as much as I can before the tax free weekend, that way I can pay cash for all my daughters school clothes and supplies.

I heard about ChaCha in a Work at home forum 2 years ago. I read all the responses from people who worked for them and It sounded like a lot of fun and a neat way to make some extra money at home.

So What is ChaCha?

ChaCha is like having a smart friend you can call or text for answers on your cell phone anytime for free! ChaCha works with virtually every provider and allows people with any mobile phone device – from basic flip phones to advanced smart phones – to ask any question in conversational English and receive an accurate answer as a text message in just a few minutes.

Go ahead and give it a try… Just ask a question to 242242 with your cell phone. Ask anything you want. You can even Call 1-800-224-2242 and ask the question in your normal voice and they will text your answer back shortly!

(ChaCha is a free service, you will only be charged standard texting rates by your carrier unless you have a texting plan. It’s the same charge as if you were texting a friend!)

Did you try it? Well if you did, the answer you received was compiled by a real human! A Human sitting at home at their computer, possibly in their Pjs with their favorite TV show playing in the background! Now the answer you received may not have been perfect, keep in mind humans aren’t perfect, but ChaCha strives to pick the best guides to answer their customers questions!

With your answer, you may have received another message or ad, this is what keeps ChaCha free for you to use! The advertisers pay ChaCha to have a slogan or phrase put out their with your answer!

So how can you make money from ChaCha?

Become a ChaCha Guide. There are currently 3 roles you can apply for,

Expeditor Guide — In this role, you are responsible for looking at the customers questions and making sure that spelling and capitalization is right, you also must decide if this question is one that can be answered by a quick answer or if it needs to be sent to a Specialist Guide to answer ( You will learn more on which is which when you are able to study the guide book.) This role pays $0.02 per expediting question. Once you get the hang of it, these questions can be done in a matter of seconds, so that $0.02 can add up quickly.

Transcriber Guide — In this Role, you are responsible for the questions that are called in through the 1-800 number. You listen to the customer ask the question and you type out what is being asked. You then send it on to the next guide to have it answered. This role pays$0.03 per typed question sent.

Generalist/Specialist Guide (*This is what I am*) — In this role, you are responsible for answering the questions the customer is asking. You will make $0.10 to $0.20 per question depending on the category the question falls in. Easier categories pay $0.10 and harder categories range from $0.11 to $0.20 each.

So What is so Great About ChaCha? Where to start! ChaCha is great for so many reasons.

They are Flexible to the Extreme! Seriously there is no scheduling, you work whenever you want. They are open 24 hours a day so you can log in and work while the kiddos are at school, or after they have gone to bed. You could work 24 hours a day straight or not work at all if you don’t feel like it. ChaCha will still be there when you are ready to log in again! This is perfect for anyone wanting to make some extra money but don’t have a lot of time. Just answer a few questions when you can, and eventually its all going to start to add up!

They Pay! When I first started working for ChaCha I had an older, slower laptop and really wanted a new one. I made my first goal to buy a new laptop with my ChaCha earnings on my first cashout. I worked 3 to 4 hours a day and within 3 weeks, I cashed out a little over $400 and made my first purchase with my ChaCha debit Card for a brand new laptop. That was however, back when every question paid $0.20 each, but you can still earn $400 in three weeks if you have the time to put into it. Actually I have seen many people have a goal of $500 a month and reach it with no problem.

They have 2 payment options. You can choose Pay me Monthly, or Pay Me Now.

Pay me Monthly- ChaCha will deposit your earnings in your checking account each month if you have reached the $150 threshold then it tends to take a few days to show up in your account. If you don’t reach the threshhold of $150, the money rolls over each month until you do then it will be deposited. *I didn’t like this option because I don’t want to wait for my money and also, if I was to have a busy month at home, I may not have time to make $150 and would have to wait an extra month to see any of it.

Pay Me Now- This is the option I chose! With this option, they send you a ChaCha debit card issued by First Internet bank. Don’t Worry! Everyone is approved for this account and there is NO Credit check involved! This debit card also has the Visa logo on it which means you can use it anywhere! The way this works is once you have made some money and you want to cash out, you just hit the pay me now button in your account and the money transfers right on your debit card instantly! There is No Wait. You can then leave the house and go shopping! The money is there! The only downside to having pay me now, is each time you press the pay me now button, there is a $2 fee deducted. Some people may see this as an inconvenience, and if you are cashing out everyday I can see where this would be costly. But for me, I tend to cash out once every 2 weeks, so that $2 doesn’t hurt so much and so worth the convenience of having the money as soon as you need it. I don’t know of any other work at home place that has that quick pay option!

What Do You Do as a ChaCha guide?

I am a Generalist/Specialist Guide and my job is to find the right answer to the questions the customer is asking. You can have fun and be witty in your answers as well, just make sure the customer is getting the right answer to what they are asking. For instance, You could be asked “What are the lyrics to the new Miley Cyrus song?” All you do is research web like you would if you wanted to know the answer. You can use Google, Yahoo, Bing whatever you are comfortable with or whatever you already use. Once you find the answer, you just copy and paste it, select the link where you found the info and then send it to the customer. And just like that you have earned some money! Some questions are easy and some may be a little more tough. But as a Specialist you can choose the categories that you feel you have the most knowledge in. That way the majority of your questions will be right up your alley!

What to expect when you sign up?

I applied to be a Generalist Guide 2 years ago, So things may be a bit different but from what I have heard most of it appears the same.

The First step is filling out the application. It is basic info on your name, email, estimate of hours you think you will be working, days that are best that you can work (Keep in mind, there is no schedule! You will never HAVE to work during a specific time) So put down whatever days you want. I’m not sure if this matters in the application part, but it seems that people that put down less hours, don’t make it to the next stop of the application process. Then the next step will be a basic test, it is multiple choice, A, B,C or D it will ask you questions to see how you THINK a question should be answered if you were a guide. A tip here is to pick the most detailed answer option they have given! ChaCha likes for their answers to be complete. Not just a few words.

Then if they like what they see from that basic test, they will send you an email with a link for you to be able to go in and learn all about ChaCha and what is expected from you. You will fill out a w-9 so that they can legally pay you. This form also verifies that you are old enough to work for ChaCha, you must be 18 and US resident!

There will be lots of tools and videos and study sheets you have access to and some mini quizzes as well that you will need to keep taking until you pass to go onto the next lesson. Once you feel ready, you can then take a simulator, or Readiness test. IT IS VERY IMPORTANT that you review and study everything before taking this test. Pay attention to the instructions as well. You only get ONE chance to take the test and if you do not pass, you will not be able to be a guide for ChaCha. There are NO retests. After you have taken the readiness test, it may take a few days to hear back whether you passed or not. These tests are handgraded because they want to pick people with quality answers to work for them. After you hear back from them and if you pass, you can set up your payment info and begin to work and earn!

I can’t stress enough to study the info and use the tools they give you. I have seen many people rush through it and not make it on. I took a couple of days to go over things til I felt ready. Then I took the readiness test and within 48 hours I heard back with my email! Edit: As of 8/20 there have been 214 Guides referred by me, BUT only 54 have passed the test and been selected! I really wish those of you who want and need this opportunity the best of luck! I have seen so many happy people to make it on and also those who are crushed to find out they didnt.

If ChaCha seems to be something you would like to do, they are hiring Generalists/Specialists(.10-.20 per answer) and Expeditors($0.02 per answer) right now. Go HERE and please enter my email frugalmommy2008@gmail.com as your referral when you fill out the application. Please don’t hesitate to ask me a question if you have any problems or something you don’t understand! I have no problem helping you out! Thanks and Best of Luck on your test!

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Publix Best Deals 7/28 – 8/3

Wednesday, July 28th, 2010 at 10:18 pm

Comments (1)

Publix is having a really good sale this week! Some Free things and lots of stuff that is looking to be under a buck! Lots of printable coupons available too so you should be able to get a lot of these deals, even as a beginner! If you are unfamiliar with how shopping at Publix with coupons works, please take a look at my post here for helpful tips!

BOGO DEALS
(prices I list below are already what they will ring at Register BOGO which is 50% off!)

o Cascadian Farm Granola Bars $1.99
     Use $1/1 printable
   Makes them $0.99 each
   If your store considers Earth Fare a competitor, use with $1/1 printable
   to get them FREE!

o Kellogg’s Pop Tarts $1.16
Use $1/2 printable
Makes them $0.66 each!

o Nature Valley Granola Bars $2.74
   Use $0.50/1 printable
     Makes them $1.74 each.
     If your store considers Target a competitor, Use $1/1 printable
     to get them for $0.74 each!

o Hunt’s Ketchup 24oz, $0.79
Use $1/2 printable or from August All You Magazine
Makes them $0.29 each.

o Sprout Organic Baby Food 3.5oz $0.49
Use BOGO from Publix Smart Savings Booklet
Makes them FREE!

o Yoplait Go-Gurt 8pk $1.34
Use $1/1 printable
Makes them $0.34 each!

o V8 Splash, various 64oz, $1.59
Use $1/2 printable
Makes them $1.09 each!

o Gardein Garden Protein Meat-Free Entrees $1.99
Use $1/1 printable
Makes them $0.99 each!

o Knorr Rice and Pasta Sides $0.64
Use $0/55/2 store coupon from Get a Smart Start Booklet
Makes them $0.37 each!

o Old El Paso Dinner Kits $1.39
Use $0.50/1 from SS 7/11 insert
Makes them $0.39 each!

o Simply- Mashed Potatoes 24oz $1.29
Use $1/2 store coupon from Publix Smart Savings Booklet
Makes them $0.80 each!

o Velveeta Shells and Cheese or Deluxe $1.29

o Old Orchard Frozen Concentrate, 100% Juice $0.75
Use $1/4 printable
Makes them $0.50 each!

o Betty Crocker Supreme Brownie Mixes $1.29
Use $0.75/2 printable
Makes them $0.92 each!

o Power of Fruit All-Fruit Bars $1.69
Use $1/1 printable
Makes them $0.69 each!

o Starbucks Ice Cream 16oz $1.89
Use $1/1 printable
Makes them $0.89 each!

Rest of the Deals

o Tony’s Party Pizza $1.00
Use $1/2 printable
Makes them $0.50 each!

o Yoplait Yogurt single cups $0.50
Use $0.50/4 printable
Makes them $0.25 each!

o Sabra Hummus 10oz or 4pk $2.50
Use $1/1 from SS 6/27 insert
Makes them $1.50 each!

o Stouffer’s Family Entrees $3.99
Use $2/1 printable
Makes them $1.99 each!

o Fresh Green Beans $0.99lb.

o Zucchini or Yellow Squash $0.99lb.

o Softsoap Hand soap $1.00
Use $0.50/1 printable
Makes them FREE!

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Yard Sale Lists for 7/29 – 8/1 List Yours Here too!

Wednesday, July 28th, 2010 at 7:02 pm

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The weekend is almost here, and that means lots of great deals to be had at your local yard sales!
Email me here with all your Yard Sale info at Maranda(at)thefrugalfreeloader(dot)com or just leave a comment below, and I will get them merged in with the right area! I will add them as soon as I can!

*Mostly on this site is my local area yard sales HOWEVER if you live out of my area I have forums that All Cities and States are welcome! You can use Our Forums HERE to post your yard sales! Just Register for free! Look for this page to be updated frequently as more listings are added.

CLEVELAND, TN AREA YARD SALES LIST:

CLEVELAND- SIX FAMILY Yard Sale! Friday and Saturday, July 30 & 31, 1805 Twin Brook Drive. 8am-? Name brand clothes, toys, books, shoes and other household items.

CLEVELAND-13th ANNUAL GIGANTIC Bowman Hills School rummage sale. Wednesday, July 28th, 8am-6pm; Thursday, July 29th, 8am-6pm; Friday July 30th- half price day, 8am-4pm with a $1 bag sale from 2pm-4pm. 300 Westview Drive off North Ocoee. Best selection around. Vehicles, antique furniture, jacuzzi tub, loaded vintage and toy rooms, better clothing boutique, jewelry, appliances, tools, linens, crafts, something for everyone.

CLEVELAND- Saturday 7/31: Furniture, rugs, mirror, household items, all must go! 175 Sharpe Avenue.

CLEVELAND- Friday and Saturday 7/30-7/31, 7am-2pm, 145 Bell Street. Hunting gear, tools, clothing, household items, etc.

CLEVELAND- TWO family Yard Sale, Saturday July 31st only, 8am-noon. Furniture, clothing, children’s toys, home items. 2550 Freewill Road.

CLEVELAND- Friday and Saturday 7/30-7/31, 8am-2pm. 152 Kansas Lane SE, corner of Hunt Road and Kansas Lane, follow signs from Dalton Pike. Home Interior, Beanie Babies, furniture, clothing, etc.

CLEVELAND- GARAGE SALE Friday 7/30, 7am-1pm, 180 Mapleton Forest Drive. Dorm items, bedding twin xl, cell phones, DVD player, I pod, miscellaneous.

CLEVELAND- FRIDAY ONLY 7/31, 8am-1pm, Summerfield Subdivision off Freewill Road. Mens, womens and childrens clothes, girls sizes 10, 12, and 00, furniture, lots more!

CHATTANOOGA, TN AREA YARD SALES LIST:

CHICKAMAUGA GA.- Indoor garage moving sale! Furniture, clothes, dishes, odds & ends, Fri. 7/30, Sat. 7/31, 9am -5pm, 835 Hurtt Rd. 423-488-2358

E. BRAINERD-Garage/ Moving Sale! All Day Friday 30th & Sat. 31st. 9642 Ashton View Dr. Furniture, Knick, Knacks & More! Come By & Pick Something Up!

HIXSON- Moving Sale! Fri. 30, Sat. 31 & Sun.1st. 8am-1pm.7805 Celeste Ln. Take Hixson Pk to Middle Valley. Turn Left on Gann Rd., Look for Celeste Ln. on right. School supplies, childrens books,teacher materials of all kinds, furniture, hallmark Ornaments, Beenie Babies, Dishes & MORE!

HIXSON- Multi Family Sale on Big Ridge. July 29, 30, 31. 8-1, Household items, books, lps, bicycles, lots of good stuff priced to go!! 1710 Big Lake Ln

HIXSON- 3 Day Yard Sale, July 29th, 30th & 31st, @ 6234 Teletha Ln., 37415, ALOT! NICE STUFF! 423-313-6939

(*UPCOMING SALE) RINGGOLD- Kids Zone Consignment Sale Cloud Springs Rd. & I-75 at Gateway Mall Drive to the back. One week only, August 9th-14th!! Don’t miss out!!Awesome deals on Gently Used Maternity& Childrens Items!Mon, Aug. 9th, 9am – 7pmTues-Fri, Aug.1013th,10am- 6pm. Sat, Aug. 14th, 9:00am – 3:00 pm**(Sat, Aug. 14th…..many items 50% off!!)** 423-593-0259

SIGNAL MTN- YARD SALE! Sat. 31st. 2829 Corral Rd. 8-2pm, kids & adult clothes, furniture, water skis, knee board, boat, stove & lots more!

If you have a yard sale you want listed here, just email me at Maranda (at) Thefrugalfreeloader (dot) com or list it at our forums here!

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FREE Tea at McAlister’s Deli, July 29th!

Wednesday, July 28th, 2010 at 10:01 am

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Head over to your local McAlister’s Deli on Thursday, July 29th for a Free Glass of their famous Deli Tea! There is no purchase required for this freebie! Though it may be hard not to order some great food.
Enjoy!

To find a McAlister’s Deli location near you check out their map here.